Our Mission: The Michigan Food and Beverage Association is a trade organization that represents over 3,500 members who employ over 60,000 persons throughout the State of Michigan. Members include independent grocers, convenience store operators, local food chains, restaurants, food establishments, taverns, gas station operators, manufacturers, processors, wholesalers and brokers.  We help our members to succeed with discounts on a wide variety of products and services, educational events and seminars, health care insurance, advocacy in Lansing and working with them to solve their individual challenges.  What differentiates our organization from others is our personalized approach with each member to create positive, memorable experiences for them every day.

Through our partnership with Blue Cross Blue Shield of Michigan and Blue Care Network, the MFBA provides our members with a wide variety of group and individual health care options.  If you do not currently have an insurance agent, we work with hundreds of independent agents throughout the entire state and can arrange a meeting with one in your area.

Get Information: Click here to request health care insurance information, set up a meeting or request a quote.

You can also e-mail us at info@michfood.org or call 586-393-8800.

As National Healthcare Reform continues to unfold, the MBPA and MFBA will continue to provide our member business owners and representatives with the latest information possible to help better understand and clarify the potential effects of the new laws. Below are a number of resources with straightforward answers to many questions you may have:

12 Commonly Asked Questions
Working with our legal partner Dykema, they have prepared a summary of both the Patient Protection and Affordable Care Act (PPACA) and the Reconciliation Act that were passed in March 2010. They have identified 12 key commonly asked questions that impact employers and their self-funded or fully insured health care benefit programs, and provided specific information. For these questions and answers, click here.

"Grandfather Rule" Reference
The "Grandfather Rule" implements a portion of the Affordability Care Act and effects individuals, employers and insurers. For frequently asked questions on this portion of the act, click here.

Blue Cross Blue Shield of Michigan has prepared several reference pieces on different dimensions of our new National Healthcare reform laws. You may find one or more of these links useful in answering frequently asked questions:
• For groups navigating health reform laws, click here.
• How plan year impacts individuals and groups, click here.
• Continuing coverage for dependent children, click here.

The National Association of Healthcare Underwriters has prepared this power point presentation on National Healthcare Reform covering such subjects as Grandfathered Plans, Non-Grandfathered Plans, PPACA in 2012 thru 2014, ‘Essential Benefits’, Health & Wellness, as well as an important listing of Employer Responsibilities. Click here to download the Powerpoint file.

National Healthcare 1099 Law Changes
Starting in 2012 small business 1099’s could quadruple!  Part of the National Healthcare Reform legislation passed in March of this year will require companies making payments to vendors in excess of $600 a year to report payments to the IRS. For more information, click here.

Receive office supply discounts up to 47% on catalogue items and up to 87% on ‘Member Only’ items. Get a 5-cents per gallon rebate on gasoline. Obtain 10 – 15% discounts on car rentals. Receive a 10% discount on payroll services. Get a $50 credit on Google AdWords. Obtain a 10% discount on identity theft protection. Over 400 members throughout the state offering discounts on their products and services to other members….and much more. To review most of these services click here.